Insomnia
I would hate to have phone sex with someone I didn't know for fear they might have a heart attack during said p-sex. If I didn't know their address, what would I say, "Cough your address and I'll call 911?" There's no way I could just hang up and say, "Good luck ta'ya." If they died. Oy vey, the guilt would kill me. I suppose if it was post orgasm, it would diminish the guilt. I'm just speculating. Reaching? Semantics...